We've Got Some Big News

We'd like to welcome Heartland Tri-State Bank to the Dream First family.

Read All About It

Business & Ag Banking Services

Business and Ag Banking solutions designed to help you grow. We like to make banking easier.

Explore all of our account options below

Farmer tending a plant

Checking & Savings

Providing you with banking conveniences to make it possible to focus on your business and not on the complexities of banking.

Learn More


Easy access to a variety of funding solutions and helpful lending professionals to help finance your business needs.

Learn More

Digital Services

You are able to bank when you want, where you want, and how you want with our convenient digital banking services.

Learn More


Have questions or would like to chat?

If you ever need us or would like to schedule time for a personal conversation, we're just a click away!


Dream First Bank

Stop by for a visit!

We have several locations throughout southwest Kansas to serve your banking needs.