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We've Got Some Big News

We’re excited to announce NEW Personal and Business Checking Account options!

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Dream First Bank

Personal Checking Accounts

Compare our various checking account options in the grid below. You can open your account online, or visit any of our convenient banking locations to get your account opened today!

Product Features Cash Back Checking Platinum Interest Checking Dream First Checking
Minimum Opening Deposit $50 $50 $50
Balance Requirement $0 $1,500 $0
Maintenance Fee N/A N/A N/A
Paper Statement Fee $3.00 (waived for eStatements) $3.00 (waived for eStatements) $3.00 (waived for eStatements)
Maintenance Fee
(if balance requirement is not met)
N/A $7.95 N/A
Special Benefits & Perks 3% cash back on debit*, Nationwide ATM fee refunds (up to $25), Link to Saver account, No min balance for rewards Higher interest rate with $1,500+ balance, Competitive interest if below $1,500 No minimum balance
Additional Features FREE intro pack of checks FREE intro pack of checks FREE intro pack of checks
Pays Interest checkmark checkmark checkmark
Unlimited Check Writing checkmark checkmark checkmark
Online Check Reordering Via Deluxe Via Deluxe Via Deluxe
Qualifications for Rewards Requires debit card transactions, enrollment in E-Statements, and use of Online Banking. N/A N/A
  View Account Details View Account Details View Account Details

See disclosures upon account opening for additional details.

Cash Back Checking
Minimum Opening Deposit
$50
Balance Requirement
$0
Maintenance Fee
N/A
Paper Statement Fee
$3.00 (waived for eStatements)
Maintenance Fee (if balance requirement is not met)
N/A
Special Benefits & Perks
3% cash back on debit*, Nationwide ATM fee refunds (up to $25), Link to Saver account, No min balance for rewards
Additional Features
FREE intro pack of checks
Pays Interest
checkmark
Unlimited Check Writing
checkmark
Online Check Reordering
Via Deluxe
Qualifications for Rewards
Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
View Account Details
Platinum Interest Checking
Minimum Opening Deposit
$50
Balance Requirement
$1,500
Maintenance Fee
N/A
Paper Statement Fee
$3.00 (waived for eStatements)
Maintenance Fee (if balance requirement is not met)
$7.95
Special Benefits & Perks
Higher interest rate with $1,500+ balance, Competitive interest if below $1,500
Additional Features
FREE intro pack of checks
Pays Interest
checkmark
Unlimited Check Writing
checkmark
Online Check Reordering
Via Deluxe
Qualifications for Rewards
N/A
View Account Details
Dream First Checking
Minimum Opening Deposit
$50
Balance Requirement
$0
Maintenance Fee
N/A
Paper Statement Fee
$3.00 (waived for eStatements)
Maintenance Fee (if balance requirement is not met)
N/A
Special Benefits & Perks
No minimum balance
Additional Features
FREE intro pack of checks
Pays Interest
checkmark
Unlimited Check Writing
checkmark
Online Check Reordering
Via Deluxe
Qualifications for Rewards
N/A
View Account Details
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Dream First Bank

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We have several locations throughout southwest Kansas to serve your banking needs.

VIEW OUR LOCATIONS