Important Announcement: As we proudly integrate Heartland Tri-State Bank into Dream First Bank, we are delighted to present you with a booklet that comprehensively details the exciting enhancements and opportunities this merger brings to your banking experience. We encourage you to Read the Booklet for the most up-to-date information.

Dream First Bank replacement debit cards are NOW active. Please shred or safely dispose of your Heartland Tri-State Bank debit card.

We've Got Some Big News

We’re excited to announce NEW Personal and Business Checking Account options!

READ ALL ABOUT IT

Dream First Bank

Personal Banking

We take banking personally, and you should too. Let us help you achieve your financial dreams with great products and personal service.

Get Banking

Farmer tending to a plant

Business & Ag Banking

Tailored solutions for business and ag banking. We provide a variety of financial solutions to help with your savings and payment needs.

Get Growing

Dream First Bank

Why Dream First?

You've got goals to achieve and dreams to fulfill. At Dream First Bank, we're committed to helping you get there - together.

How it started

Shred Day 2023
Learn more about Dream First bank debit cards

Put the purchase power and convenience of our next-generation debit card in your wallet and take greater control when shopping - both online and in your favorite store. Our Visa Debit Card works with all of our personal and business checking accounts, making it a great way to leave the checkbook at home and take greater control over your purchase and transaction needs.

For debit card support, you can contact our dedicated customer service team available during working hours. For after-hours, you can call 1-866-960-2261 to reach someone anytime, day or night. This ensures that you have access to the help you need whenever you need it.


Business Owner

Business Banking

Business Banking that Inspires.

Let us help you meet your financing needs so you can focus on making your business development aspirations a reality. We curate individual solutions for every business customer because your goals are as unique as you are. Welcome to banking that’s designed to match your potential. If you can dream it, you can do it!

Business Banking Solutions


PERSONAL BANKING

We Keep Personal Banking in the Family.

It's hard to achieve your dreams without the support of a family. That's why we take banking personally at Dream First Bank. We realize that you have personal goals and our banking family is here to support yours, whether that's the purchase of a new home, the purchase of a first car, or digital banking conveniences (so you can spend more time dreaming). 

Personal Banking Solutions

Family Photo


Wheat field

AGRIBUSINESS BANKING

Agribusiness Banking for Business that Grows.

Your business feeds and nourishes others with high-quality crops or livestock. When you partner with Dream First Bank, you’ll find an understanding and knowledgeable team dedicated to understanding and supporting your dreams. Let us invest in your future. Dream First Bank – helping you achieve tomorrow one dream at a time.

Ag and Livestock Loan Solutions


Check out what’s going on.

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