We've Got Some Big News

We’re excited to announce NEW Personal and Business Checking Account options!


Dream First Bank

Dream First Checking

A checking account for your lifestyle

Say hello to flexibility with our Dream First Checking account. With no minimum balance requirements and a FREE intro pack of checks, you're free to bank on your terms. Plus, opt for eStatements and avoid a $3.00 monthly paper statement fee. It's your dream checking account, designed to fit your lifestyle.

Open Your Dream First Checking Online!


  • FREE intro pack of checks
  • No minimum balance
  • Only a $3.00 monthly paper statement fee (waived if you sign up for eStatements

Terms & Conditions

Competitive information was obtained directly from vendors or their websites during the week of December 5, 2022. Some vendors may have introductory offers or additional ways to waive the monthly service fee.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.  

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Dream First Bank

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We have several locations throughout southwest Kansas to serve your banking needs.