Personal Checking Accounts

Compare our various checking account options in the grid below. You can open your account online, or visit any of our convenient banking locations to get your account opened today!

Product Features	Dream Checking	Cash Back Checking
Minimum Opening Deposit	$100	$100
Balance Requirement	$0	$0
Maintenance Fee (if balance requirement is not met)	N/A	N/A
Pays Interest
Unlimited Check Writing
ATM Fee Refunds	Up to $25 per statement cycle.	Up to $25 per statement cycle.
Online Check Reordering	Via Deluxe	Via Deluxe
Special Reward Benefit	Premium interest rate if qualifications are met, overdraft protection available.	Cash back on debit card purchases if qualifications are met, overdraft protection available.
Account Restrictions	Interest earning impacted by qualifications, see account details.	Cash back on debit transactions impacted by qualifications, see account details.
Qualifications for Rewards	Requires debit card transaction activity, automation payments (ACH), and enrollment in E-Statements (via Online Banking).	Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
	View Account Details	View Account Details