We've Got Some Big News

First National Bank is excited to now be Dream First Bank!

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Dream First Bank

Personal Checking Accounts

Compare our various checking account options in the grid below. You can open your account online, or visit any of our convenient banking locations to get your account opened today!

Product Features Dream Checking Cash Back Checking
Minimum Opening Deposit $100 $100
Balance Requirement $0 $0
Maintenance Fee
(if balance requirement is not met)
N/A N/A
Pays Interest checkmark checkmark
Unlimited Check Writing checkmark checkmark
ATM Fee Refunds Up to $25 per statement cycle. Up to $25 per statement cycle.
Online Check Reordering Via Deluxe Via Deluxe
Special Reward Benefit Premium interest rate if qualifications are met, overdraft protection available. Cash back on debit card purchases if qualifications are met, overdraft protection available.
Account Restrictions Interest earning impacted by qualifications, see account details. Cash back on debit transactions impacted by qualifications, see account details.
Qualifications for Rewards Requires debit card transaction activity, automation payments (ACH), and enrollment in E-Statements (via Online Banking). Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
  View Account Details View Account Details
Dream Checking
Minimum Opening Deposit
$100
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
N/A
Pays Interest
checkmark
Unlimited Check Writing
checkmark
ATM Fee Refunds
Up to $25 per statement cycle.
Online Check Reordering
Via Deluxe
Special Reward Benefit
Premium interest rate if qualifications are met, overdraft protection available.
Account Restrictions
Interest earning impacted by qualifications, see account details.
Qualifications for Rewards
Requires debit card transaction activity, automation payments (ACH), and enrollment in E-Statements (via Online Banking).
View Account Details
Cash Back Checking
Minimum Opening Deposit
$100
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
N/A
Pays Interest
checkmark
Unlimited Check Writing
checkmark
ATM Fee Refunds
Up to $25 per statement cycle.
Online Check Reordering
Via Deluxe
Special Reward Benefit
Cash back on debit card purchases if qualifications are met, overdraft protection available.
Account Restrictions
Cash back on debit transactions impacted by qualifications, see account details.
Qualifications for Rewards
Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
View Account Details
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Dream First Bank

Stop by for a visit!

We have several locations throughout southwest Kansas to serve your banking needs.

VIEW OUR LOCATIONS