We've Got Some Big News

We'd like to welcome Heartland Tri-State Bank to the Dream First family.

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Personal Banking Services

With online account opening, you'll have more time for taking selfies (and enjoying sushi) with friends.

It only takes a few minutes to open an account

Open Your Account Now

Women taking a selfie at lunch


The right checking account is right here to make your banking a breeze. It's just what you've been dreaming of.

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Dreaming of a safe, yet accessible, place to keep your hard-earned money? A Dream Frist Bank savings account is a perfect fit.

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A new home. A new car. A new whatever. Fulfill your dreams and let us help finance your next new - whatever it may be.

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Digital Services

Banking from wherever, whenever doesn't have to just be a dream. 24/7/365 banking convenience is right here!

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Have questions or would like to chat?

If you ever need us or would like to schedule time for a personal conversation, we're just a click away!


Dream First Bank

Stop by for a visit!

We have several locations throughout southwest Kansas to serve your banking needs.