We've Got Some Big News

We'd like to welcome Heartland Tri-State Bank to the Dream First family.

Read All About It

Dream First Bank

Credit Cards

We now offer a two types of personal VISA® credit cards to suit your purchasing needs. Pick from our Classic or Platinum card, both with a low-interest rate and purchase convenience. What more could you ask for?


  • Worldwide Acceptance – Millions of locations around the globe offer Visa® credit cards.
  • Ease and Convenience – VISA® cards are great for customers who are low on cash, don't have their checkbook, or haven't stopped at an ATM.
  • Instant Cash Access – There are over one million ATMs in the VISA®/Plus® ATM network where cardholders can get cash.
  • Multi-Layered Protection – Features such as Verified by VISA® and VISA's Zero Liability Policy provide an extraordinary level of security.

Dream First Bank

Keeping you informed of what's new in banking and beyond.

Visit the dream blog


Dream First Bank

Stop by for a visit!

We have several locations throughout southwest Kansas to serve your banking needs.