We've Got Some Big News

We'd like to welcome Heartland Tri-State Bank to the Dream First family.

Read All About It

Dream First Bank

First Gold Account

This personal savings account offers an attractive rate that is comparable to the top 25 money markets in the country. It's a good place to let your money sit awhile and let the high yield interest rate do all the work.

Open Your First Gold Savings Account Online!


  • Interest earned on collected balances over $2,500
  • Interest accrues daily and is paid monthly
  • 6 free withdrawals per month (3 by 3rd party draft)
  • Unlimited in-person withdrawals
  • Direct Deposit
  • FDIC insured
  • Variable interest rate
  • Minimum to open $2,500

Dream First Bank

Excited to Welcome Heartland Tri-State Bank to Dream First Bank!

Read the press release

Dream First Bank

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Dream First Bank

Stop by for a visit!

We have several locations throughout southwest Kansas to serve your banking needs.