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Dream First Bank

IntraFi Network Deposits

Looking for safety and CD-level rates (that historically have compared favorably to Treasuries) for your large deposits? Find out why thousands of safety-conscious institutional investors – businesses, non-profits, public funds/governments – choose IntraFi Network Deposits, the easiest way to access multi-million-dollar FDIC insurance through our bank. (Limits apply.)

To learn more, read below or contact us.

Why IntraFi Network Deposits?

IntraFi Network Deposits® offers multiple benefits to investors who want to combine the security of access to FDIC insurance with the convenience of working directly with just one financial institution.

Peace of Mind. Using the IntraFi Network Deposits service, you can access multi-million-dollar FDIC insurance on CD investments.1

One Relationship. You work directly with our financial institution.

One Rate. You negotiate one interest rate per maturity on CD investments placed through IntraFi Network Deposits. With IntraFi Network Deposits, there is no need to negotiate multiple rates or manually tally disbursements for each CD.

One Statement. You receive one regular statement detailing your CD investments. You no longer need to manually consolidate statements at the end of each month, quarter, or year.

No Hidden Fees. You will not be charged annual fees, subscription fees, or transaction fees for using IntraFi Network Deposits. The rate you see is the rate you get.

No Ongoing Collateralization. Because IntraFi Network Deposits deposits are eligible for FDIC protection, you may not need to continually collateralize your deposits. This can eliminate the time-consuming task of tracking changing collateral values on a recurring basis.2

A Wide Variety of Maturities. You can select from various maturities – ranging from 4 weeks to 260 weeks (5 years) – and choose the terms that best suit your investment needs.

Community Investment. Your funds can support lending initiatives, including special development projects that strengthen your local community.3

[1] Limits apply. Funds may be submitted for placement only after an investor enters into a IntraFi Network Deposits Deposit Placement Agreement with our bank. This agreement contains important information and conditions regarding the placement of funds.

[2] If an investor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the investor to determine whether the placement of the investor's funds through IntraFi Network Deposits or a particular IntraFi Network Deposits transaction satisfies those restrictions.

[3] Because deposited funds are exchanged on a dollar-for-dollar basis with other banks in the IntraFi Network Deposits Network, our bank can use the full amount of a deposit placed through IntraFi Network Deposits for local lending, satisfying some investors' local investment goals/mandates. Alternatively, with an investor's consent, our bank may choose to receive fee income instead of deposits from other banks. Under these circumstances, deposited funds would not be available for local lending.

IntraFi Network Deposits is a registered service mark of Promontory Interfinancial Network, LLC.

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