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Dream First Bank

Dream First School Banks

Dream First Bank - Teaming Up to Further Education

We would like to include your child in an opportunity to learn more about saving money and banking. Once a week your child will be able to make his/her own deposit at their student-run bank in the school. With the help of bank personnel, students will have the opportunity to learn many aspects of banking and saving.  

Students are responsible for getting their money to the bank, depositing it, and returning it with a receipt. They can also at any time stop by one of our bank branches and make a deposit, withdraw, or get a balance in their account. This experience teaches them the responsibility of money, how to save, and at this age be rewarded for it. Each week we offer a different incentive for making a deposit. We also draw names for books, give away bikes, and bring the BIG Money Machine for students to have a chance to grab more cash!

Student-Run Bank

This is a student-run bank and the students can apply for positions at their schools (such as President, teller, customer service, etc.). The employees who are selected through their schools get the opportunity to gain knowledge and experience in vital customer service skills, and how to manage money by counting and balancing, using a calculator, and building relationships. In addition, they gain accountability for being on time and showing up for work.   

School Banks:

  • Edith Scheuerman Piggy Bank: 7:30am-8:30am on Tuesdays 
  • Plymell Panther Bank: 7:30am-8:30am on Wednesdays
  • Abe Hubert Longhorns Bank: 7:30am-8:30am on Thursdays
  • Jennie Wilson Cougar Bank: 7:30am-8:30am on Fridays
  • Sullivan Cubs Bank: 7:30am-8:00am on Wednesdays
  • Trojan First Bank: 7:45am-8:10am on Wednesdays
  • Eagle Dream Bank: 7:30am-8:00am on Wednesdays

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Frequently Asked Questions

Is this a “real” savings account?

YES, you and your child will be assigned an account number by Dream First Bank.

Is there a charge for the account?

NO, all minors receive a free 1st Outstanding Student Savings Account.

Is there a minimum balance?

NO, minors must open the account with $1.00 but do not have to maintain a minimum balance.

Does this savings account earn interest?

YES, this savings account earns a variable interest rate. Your child can also bring in their report card each semester to have an opportunity to earn more interest on their money. We add interest to the base interest rate to encourage good grades.

When is the interest paid?

Interest on the account is paid semi-annually.

Who can make deposits into the account?

The adult and/or student on the account can make deposits into the account.

Where can deposits or withdrawals be made?

Your child can make deposits during designated bank days at the student-ran bank or at one of the Dream First Bank branches. Only account signers are allowed to make withdrawals. Withdrawals can only be made at one of the Dream First Bank branches.

Where is Dream First Bank Located?

You can view our locations by visiting: www.dreamfirst.bank/Resources/Locations-Hours

Who will accept money at the school bank branch?

Students will have an opportunity to apply for and work as a bank employee at their branch location. Student employees will receive the deposit, ensure the amount, fill out the deposit slip, deposit the money, and give a receipt for the transaction. The money is then taken to the DFB branch to be deposited into the account to complete the process.

What if my child already has an account with DFB?

They can make deposits into that account and do not need to open another account.

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