We've Got Some Big News

We’re excited to announce NEW Personal and Business Checking Account options!


Dream First Bank

Benefits Checking

An account that pays for itself with added value

Imagine a checking account that not only makes banking easy but also adds valuable benefits to your life. With our Benefits Checking, you get Cell Phone Protection, CyberScout® Identity Theft Resolution, and $10,000 Accidental Death & Dismemberment Insurance—plus exclusive shopping, dining, and travel discounts. All these benefits for a modest monthly fee of just $7.95. Make the switch to Benefits Checking today and unlock more than just an account!

Open Your Benefits Checking Online!


  • Cell phone protection
  • CyberScout® identity theft resolution
  • Roadside assistance
  • $10,000 accidental death & dismemberment insurance
  • Shopping, dining, and travel discounts
  • FREE intro pack of checks
  • Only $7.95 per month

Benefits Checking Perks

Benefits Checking Savings Comparison

Terms and Conditions

Competitive information was obtained directly from vendors or their websites during the week of December 5, 2022. Some vendors may have introductory offers or additional ways to waive the monthly service fee.

$10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC Insured, not insured by any federal government agency, not guaranteed by the bank.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.  

See disclosures upon account opening for additional details.

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