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We’re excited to announce NEW Personal and Business Checking Account options!

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Dream First Bank

Personal Savings Accounts

Dream First Bank offers several savings account options to help with your banking needs. Our First Gold account can be opened online, or you can visit any of our convenient banking locations to get your account opened today!

Product Features First Savings Saver First Gold First Outstanding Student
Minimum Opening Deposit $50 $0 $2,500 $5
Balance Requirement $50 $0 $2,500 $0
Maintenance Fee
(if balance requirement is not met)		 $10/annually $0 $7.95 $0
Interest Payments Earned and paid semi-annually on collected balances. Monthly on collected balances. Earned and paid on collected balances over $2,500. Semi-annually on collected balances.
Special Reward Benefit N/A Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained. N/A Additional interest rate increase determined by semester grades/GPA.
Account Restrictions $1 per debit after first four (4) debits per month. Cash Back Checking required. Six (6) withdrawals per month. $1 per debit after first four (4) debits per month.
Qualifications for Rewards N/A Requires debit card transactions, enrollment in E-Statements, and use of Online Banking. N/A Students must bring in grades/official GPA report card to local banking office to qualify for an additional rate increase.
  View Account Details View Account Details View Account Details View Account Details
First Savings
Minimum Opening Deposit
$50
Balance Requirement
$50
Maintenance Fee (if balance requirement is not met)
$10/annually
Interest Payments
Earned and paid semi-annually on collected balances.
Special Reward Benefit
N/A
Account Restrictions
$1 per debit after first four (4) debits per month.
Qualifications for Rewards
N/A
View Account Details
Saver
Minimum Opening Deposit
$0
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
$0
Interest Payments
Monthly on collected balances.
Special Reward Benefit
Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained.
Account Restrictions
Cash Back Checking required.
Qualifications for Rewards
Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
View Account Details
First Gold
Minimum Opening Deposit
$2,500
Balance Requirement
$2,500
Maintenance Fee (if balance requirement is not met)
$7.95
Interest Payments
Earned and paid on collected balances over $2,500.
Special Reward Benefit
N/A
Account Restrictions
Six (6) withdrawals per month.
Qualifications for Rewards
N/A
View Account Details
First Outstanding Student
Minimum Opening Deposit
$5
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
$0
Interest Payments
Semi-annually on collected balances.
Special Reward Benefit
Additional interest rate increase determined by semester grades/GPA.
Account Restrictions
$1 per debit after first four (4) debits per month.
Qualifications for Rewards
Students must bring in grades/official GPA report card to local banking office to qualify for an additional rate increase.
View Account Details
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Dream First Bank

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We have several offices throughout Kansas and Oklahoma to serve your banking needs.

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