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First National Bank is excited to now be Dream First Bank!

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Dream First Bank

Personal Savings Accounts

Dream First Bank offers several savings account options to help with your banking needs. Our First Gold account can be opened online, or you can visit any of our convenient banking locations to get your account opened today!

Product Features First Savings Saver First Gold First Outstanding Student
Minimum Opening Deposit $100 $100 $2,500 $5
Balance Requirement $100 $0 $2,500 $0
Maintenance Fee
(if balance requirement is not met)		 $10/annually $0 $7.50 $0
Interest Payments Earned and paid semi-annually on collected balances. checkmark Earned and paid on collected balances over $2,500. Semi-annually on collected balances.
ATM Fee Refunds checkmark checkmark checkmark checkmark
Special Reward Benefit N/A Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained. N/A Additional interest rate increase determined by semester grades/GPA.
Account Restrictions $1 per debit after first four (4) debits per month. Linked to Cash Back Checking. Six (6) withdrawals per month, no more than three (3) by check. $1 per debit after first four (4) debits per month.
Qualifications for Rewards N/A Requires debit card transactions, enrollment in E-Statements, and use of Online Banking. N/A Students must bring in grades/official GPA report card to local banking office to qualify for an additional rate increase.
  View Account Details View Account Details View Account Details View Account Details
First Savings
Minimum Opening Deposit
$100
Balance Requirement
$100
Maintenance Fee (if balance requirement is not met)
$10/annually
Interest Payments
Earned and paid semi-annually on collected balances.
ATM Fee Refunds
checkmark
Special Reward Benefit
N/A
Account Restrictions
$1 per debit after first four (4) debits per month.
Qualifications for Rewards
N/A
View Account Details
Saver
Minimum Opening Deposit
$100
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
$0
Interest Payments
checkmark
ATM Fee Refunds
checkmark
Special Reward Benefit
Automatic transfer of Cash Back Checking rewards, premium rates if qualifications are maintained.
Account Restrictions
Linked to Cash Back Checking.
Qualifications for Rewards
Requires debit card transactions, enrollment in E-Statements, and use of Online Banking.
View Account Details
First Gold
Minimum Opening Deposit
$2,500
Balance Requirement
$2,500
Maintenance Fee (if balance requirement is not met)
$7.50
Interest Payments
Earned and paid on collected balances over $2,500.
ATM Fee Refunds
checkmark
Special Reward Benefit
N/A
Account Restrictions
Six (6) withdrawals per month, no more than three (3) by check.
Qualifications for Rewards
N/A
View Account Details
First Outstanding Student
Minimum Opening Deposit
$5
Balance Requirement
$0
Maintenance Fee (if balance requirement is not met)
$0
Interest Payments
Semi-annually on collected balances.
ATM Fee Refunds
checkmark
Special Reward Benefit
Additional interest rate increase determined by semester grades/GPA.
Account Restrictions
$1 per debit after first four (4) debits per month.
Qualifications for Rewards
Students must bring in grades/official GPA report card to local banking office to qualify for an additional rate increase.
View Account Details
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Dream First Bank

Stop by for a visit!

We have several locations throughout southwest Kansas to serve your banking needs.

VIEW OUR LOCATIONS